ADHD (attention deficit hyperactivity disorder) is a mental health condition that can not only be expensive, but can have life-long effects on one’s job prospects and quality of life. The primary symptom of this disorder, a severe inability to focus, is thought by many to be a mere inconvenience, but this is not the case. Unfortunately, many health insurance companies do not provide coverage for this condition because they do not consider Attention-Deficit Hyperactivity Disorder a serious mental illness. However, this does not mean that parents should have to shoulder the full burden of treatment. Health insurance can cover costs, but parents should be prepared to do some research and appeal denied claims if necessary.

The first step is research insurance policies and state law extensive. Start by looking at the insurance policy itself. If covered, ADHD would fall under the mental health benefits category. Parents should make sure that their insurance policy covers both serious and so-called non-serious mental illnesses as well as inpatient and outpatient coverage. Parents should also see how state law applies to their situation. Does the state require full or partial coverage for mental illnesses Does coverage only apply to severe mental health problems What is included in the serious mental illnesses category Answer all these questions before continuing.

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